Everbright Bank (601818) 2019 Interim Report Review: Pressure on Bad Deposits Grows Pressure

Everbright Bank (601818) 2019 Interim Report Review: Pressure on Bad Deposits Grows Pressure

Introduction to this report: The interim report slightly exceeded expectations, deposits continued to grow rapidly, and interest margins remained stable from the previous quarter, but asset quality was under pressure.

Maintain target price of 5.

12 yuan, corresponding to 19 years 0.

79 times PB, holding level.

Investment points: Investment advice: Interim report slightly exceeded market expectations.

Increase 19/20/21 net profit growth forecast to 10.

13% (+2.

77pc) / 9.

94% (+0.

10pc) / 8.

57% (new forecast), EPS0.

68 (-0.

01, due to the difference between actual value and forecast in 2018) / 0.

76 (+0.

00) / 0.

83 (new 四川耍耍网 forecast) yuan, BVPS6.

46/7.

15/7.

90 yuan, the current price corresponds to 5.

44/4.

86/4.

47 times PE, 0.

57/0.

52/0.

47 times PB.

Maintain target price of 5.

12 yuan, corresponding to 19 years 0.

79 times PB, holding level.

Performance overview: 19H1 return to net profit per mother +13.

1%, revenue +26.

6%, ROE (annualization) 12.

9%.

Defective rate 1.

57%, -2bp QoQ; provision coverage rate was 178%, -0QoQ.

7 only.

New understanding: optimization of defect structure and rapid growth of bad marginal pressure deposits.

Performance: 19H1 final deposits increased by 15% over the beginning of the year, and 4% higher than the final period in 19Q1.

The debt structure brought by the rapid growth of deposits has optimised the proportion of final deposits in total debt in 19H1.9 to 68.

6%, an increase of 72% for time deposits.

The interest margin is stable from the previous quarter.

The 19H1 spread (daily average) was flat at 2 MoM.

28%, the asset-side and debt-side interest rates fell simultaneously, in line with industry trends.

The interest rate on the resistance side is gradually reduced to the background of the asset side, and it is expected that the future net interest margin will slowly decline.

Badness is under pressure.

The late 19H1 NPL ratio was -2bp month-on-month, and the concern rate was 11-11bps from the end of 18 years, but the overdue rate was 18 + 23bps from the end of 18 years. The NPL ratio decreased, the average chain ratio rose, and asset quality was under pressure.

19Q2 nuclear sales increased, resulting in loan-to-loan ratio of -5bp.

Chuantou Energy (600674) 2019 Annual Results Express Commentary-Yalongjiang Electricity Price Risk Release Full Long-term Value Is Still Outstanding

Chuantou Energy (600674) 2019 Annual Results Express Commentary-Yalongjiang Electricity Price Risk Release Full Long-term Value Is Still Outstanding

The company’s senior management realized statutory auditing and net profit attributable to the mother29.

300 million, slightly lower than expected, the core asset Yalongjiang company’s electricity price accrual is the main cause of drag.

At present, Yalongjiang’s electricity price risk 深圳桑拿网 release has been relatively sufficient, and from the perspective of cash flow, the long-term value impact of electricity price adjustment can be controlled.

The Yalong River hydropower assets are scarce and the company is estimated to have a safety margin. Benefiting from the long-term decline in domestic interest rates, it maintains a “Buy” rating with a target price of 12.

40 yuan.

Initial performance is 0.

67 yuan, slightly lower than expected.

The company achieved revenue in 20198.

300 million US dollars (according to the audit, the same below), exceeding the period 3.

8%; net profit attributable to mother 29.

3 ‰, a ten-year average of 17.

9%, converted to basic earnings per share of 0.

67 yuan.

Preliminary results were slightly lower than expected.

Looking at the quarterly results, Q4’s net profit attributable to its parent2.

99 million yuan, down 62 in ten years.

6%.

Yalongjiang Electricity Price Accrual Company dragged down performance.

Holding wind power 32.

300 million kilowatt-hours, the average electricity price is 0.

20 yuan / kWh, stable business performance.

Yalongjiang Co., Ltd., which has a 48% stake, has 747 years of power generation.

300 million kWh (+0.

8%); the conventional average on-grid tariff including tax is 0.

25 yuan / kWh (-9.

1%), electricity price accrual using Yalongjiang company’s scale net profit fell 17.
.

5%, the main reason for the company’s performance.

2019Q1?
In Q4, the average electricity price of Yalongjiang Company changed by -14.

3% / 1.

6% /-7.

5% /-14.

2%.

The electricity price risk is relatively adequately released, and its impact on long-term value is controllable.

According to our calculations, from the perspective of cash flow, the net cash flow of Yalongjiang’s operating activities in 2019 decreased by about 10%, which significantly exceeded its simultaneous decline in profits. From the perspective of discounted cash flow, the price adjustment of electricity to the company’s core assetsThe intrinsic value influence can be controlled.

In addition, after this electricity price accrual, Yalongjiang’s electricity price risk has been released.

Investment in Yalong River is declining, and the amount of supportable funds has increased significantly.
The construction of the Yalong River Company’s midstream power station progressed smoothly, and the first unit was put into operation in 2021.

2014?
In 2018, the company’s additional investment in Yalongjiang Company accounted for 69% of the dividends received from Yalongjiang Company, which seriously caused the company’s dividend capacity.
At present, the capital investment stage of Yazhong’s power plant under construction is nearing completion. In the first three quarters of 2019, the company paid Yalongjiang’s investment funds7.

68 ppm, a reduction of 3 per year.

At 8.4 billion, discretionary funds are increasing.

Risk factors: intensified fluctuations in electricity prices; incoming water exceeds expectations; the progress of Yazhong units, and the rate of return exceeds expected investment recommendations: We will be in 2019?
In 2021, the electricity price of Yalong River will be reduced by 5.

4%?
9.

0% and 苏州桑拿网 correspondingly the company 2019?
EPS forecast for 2021 is down 7.

0%?
9.

6% to 0.

67/0.

67/0.

74 yuan, the current sustainable corresponding PE is 15/15/13 times.

We believe that the company’s core assets are highly scarce, it is estimated that there is a margin of safety, the interest rate continues to fall, maintain the “Buy” rating, and maintain the target price of 12.

40 yuan

Xingyu Co., Ltd. (601799): Improved product structure brings significant improvement in gross profit margin

Xingyu Co., Ltd. (601799): Improved product structure brings significant improvement in gross profit margin

Performance review 2018 results are in line with expectations Xingyu shares released 2018 results, revenue 50.

700 million, an increase of 19 years.

2%; net profit attributable to listed companies 6.

1 billion, an annual increase of 32.

8%, performance in line with our and market expectations.

  The inflection point of the gross profit margin of development trends was confirmed, and the accounting was accrued carefully.

4Q realized income 13.

500 million, an increase of 8 in ten years.

1%; gross profit margin reached 25 in the fourth quarter.

3%, a significant increase of 5 per year / mo.

4ppt / 4.

9ppt.

The improvement 深圳桑拿网 of product structure fulfills the logic of increasing gross profit margin, that is, the decline in the proportion of small lamps and the mass production contribution of new LED headlamp projects.

In terms of expenses, 4Q sales and management expense ratios were 3 respectively.

4% and 8.

7%, increase each year.

The company adopted prudent accounting policies and accrued 27.89 million impairment of goodwill.

Even so, the company still achieved net profit attributable to mothers in 4Q1.

700 million, an increase of 17 in ten years.

0%, clearly surpassing peers.

  The product structure is improving and the average price continues to rise.

In 2018, the company’s car lights sales reached 64.6 million, an increase of 13 each year.

3%; the average price of lamp products reaches 70 yuan / piece, +6 per year.

4%.

Corresponding income of 4.5 billion, an annual growth rate of 20%.

From the perspective of the new project, the proportion of small lights has dropped significantly, and the proportion of full LED headlights and tail lights has gradually increased. We believe that there is room for further improvement in the average price and gross profit in the future.

  A large number of new projects are about to be put into production, with high growth expectations for 19 years.

In the short term, downstream passenger car production and sales are still under pressure. The industry’s size still has an impact on the company’s revenue in the first quarter. However, due to the upgrade of the product structure, the company’s gross profit margin has remained high and its profits have achieved strong growth.

Looking forward to 2019, the new Corolla, Sagitar, Magotan, Asia Dragon, Audi A6 and other projects will be put into production one after another, replacing the contribution of the new 2H18 project. It is expected that the company will continue to outperform the industry.

  Profit forecast We believe that the company will continue to benefit from the increase in volume and price caused by the improvement of product structure, maintain the recommended level, and maintain the 2019 net profit forecast at 7.

9 billion, dating to 2020 profit forecast9.

9.6 billion.

  It is estimated and recommended that the current Xingyu shares correspond to 20.

8x 19 P / E and 16.

5x 20 years P / E.

Increase the target price by 17% from 60 yuan to 70 yuan, corresponding to 24.

5x 19 P / E and 19.

4×20 P / E, maintenance recommendation.Pioneer upside is 17%.

  Risks Lower-than-expected sales from downstream customers.

7 new things to know about baby’s small deciduous teeth

7 new things to know about baby’s small deciduous teeth

Why does my baby not have broken teeth, but his teeth are black and yellow?

  What should I do if I accidentally break my teeth?

  Decreased deciduous teeth, but better for future tooth replacement?

  Faced with various deciduous teeth problems, many mothers feel helpless.

Now, this magazine will invite dental experts to give detailed answers one by one to completely resolve the confusion in your mind.

  1 Milk teeth are black and yellow?

  Some baby’s deciduous teeth appear as if there is always something black or yellow on the teeth.

According to Dr. Chen Liping, once a similar situation occurs, after excluding the pathological factors of the teeth, it is likely to be caused by poor development of enamel or dentin, and most of them are due to pigmentation caused by tooth staining.

This pigmentation is called “external color precipitation on the tooth surface” in medicine. It is caused by special bacteria in the mouth. Saliva is often metabolized by pigmented beverages (such as coffee, tea, cola, etc.).

  To improve the fact that deciduous teeth are black and yellow, they are mostly removed by professional dentists using slow-speed grinders and medical grinding stone powder.

However, after the baby’s deciduous teeth are replaced with permanent teeth, this black and yellow fact may reappear.

Therefore, after the black and yellow brown of the deciduous teeth is improved, thorough cleaning is still needed to prevent plaque from accumulating, and at the same time, take in drinks and foods with high pigment content as much as possible to prevent pigment from re-precipitating.

  TIPS: Pregnant mothers take tetracycline antibiotics, and baby’s deciduous teeth are prone to staining. During pregnancy, once pregnant women use tetracycline antibiotics, the chance of permanent staining problems of babies’ deciduous teeth will greatly increase in the future, so extra attention is needed.

  2Does sleeping position affect tidyness?

  From the clinical statistics, if the baby has been used to sleeping on its own, the shape of the dental arch will become narrower and sharper, which will cause insufficient space for tooth growth. When the teeth are changed in the future, the teeth will be squeezed together to form an irregular dentition.

However, to say that there must be a connection between the sleeping position and the dentition, there is no correct medical research to prove it.

The phenomenon of crowded teeth is also related to the width of the individual’s gums and the size of the teeth, which are mostly determined by genes.

Therefore, there is no need to be too entangled in the sleeping position of the baby because of the distribution of the teeth.

  3What should I do if the root of a baby tooth is broken?

  For babies who are not learning to walk, it is easy to fall and fall, and the teeth are most likely to be injured at this time.

Once a tooth is hit, a dentist must be examined further.

Because sometimes the teeth look good, but the roots may already be broken.

  In fact, when a baby has a broken baby tooth, it must first be determined at this part, which is usually the front tooth.

If the tooth is broken at the root, pay attention to the degree of tooth shaking.

If it is only slightly shaken, you can leave the teeth in the mouth to continue observation. If the teeth have been displaced or shaken a lot, you need to remove the entire tooth, because the primary teeth cannot be fixed, and new teeth will still be replaced in the future.So unplugging would be the best option.

In other cases, when the root of the deciduous tooth is broken, but the deepest part is left in the gum, it is not necessary to dig it out to clear it, because it will be absorbed gradually.

  4What are the symptoms of long teeth?

  Many mothers feel overwhelmed when their baby is having teeth, because the baby’s condition is frequent at this time, fever, diarrhea, dehydration, restless sleep at night and so on.

So, what kind of symptoms will occur when teething?

In fact, not every baby will have the so-called “growth symptoms”, so don’t worry too much.

If judging by symptoms alone, the most common ones are diarrhea, fever, skin rashes, gastrointestinal upset, etc. It is estimated that it may be due to itching of the gums during teething, plus the baby loves to touch the west during the teething stage.Grab things around and put them in your mouth, causing infection.

  However, because the baby’s immunity from the mother’s body has begun to decline when the baby is in the teething stage, it is also the period when it is susceptible to infection.

Therefore, some symptoms may be caused by infection and cannot be completely reset to long teeth.

Please note that any discomfort caused by the baby’s teething will usually be eliminated within 24 hours. If the symptoms persist for several days, then the factor of the teething should be ruled out and the baby should be taken to the doctor as soon as possible to find a cure.

  To alleviate the discomfort of the baby’s long teeth, you can put the teeth holder into the refrigerator first, and then give the baby a bite. The cold and hard things can effectively reduce the baby’s uncomfortable feeling of hunger.

  5Is the deciduous tooth growing slowly because of too little calcium supplementation?

  The speed of germination of baby teeth is related to the growth and development of everyone. Generally speaking, boys are slightly slower than girls.

However, at present, there is no literature data showing that the speed of long teeth is directly related to the amount of calcium. Moreover, the baby is rich in nutrition and there is basically no problem of calcium deficiency. Once the calcium supplement is excessive, it will easily cause the absorption of other nutrients.  So, how to judge whether your baby has slow teething?

Usually babies start to germinate from 6 months of age, mainly from the front incisor of the chin, and 20 deciduous teeth (10 in the upper row and 10 in the lower row) are formed by the age of 2 and a half to 3 years.

There will be a half-year-old floating space for the entire period of germination of deciduous teeth. If the mother finds that the baby has not had the first deciduous teeth by the age of 1, or that the baby has not grown the deciduous teeth by the age of 3 and a half, then a dentist is requiredMake a professional diagnosis to confirm if your baby has pathological problems in tooth development.

  6How to clean baby’s deciduous teeth?

  Before your baby has teeth, he should use mouthwash to clean his mouth.

If you want to clean more carefully, you can put a small gauze or towel on your index finger and reach into your baby’s mouth for cleaning.

After the baby starts to grow teeth, in addition to the cleaning method before the extension, you can also use a soft toothbrush for your baby.

However, please note that when using a toothbrush, the force must be light, because even if the bristles are soft, excessive force will make the baby’s teeth uncomfortable.

  Do I need to use toothpaste when cleaning baby teeth?

If your baby is too small, then it is best not to use toothpaste, just use a toothbrush dipped in water and gently brush.

Because toothpaste contains a lot of chemicals such as fluorine or fragrance, although it is helpful for cleaning the teeth, if the baby accidentally swallows the toothpaste into the belly, it will easily cause other troubles.

  Generally speaking, the gaps between your baby’s teeth are glued to prevent dirt and dirt. However, in order to keep your teeth healthy, it is best to help your baby use dental floss to clean the teeth.

According to the part of the occlusal surface of the teeth, since the grooves are not easy to wipe with gauze or a towel, a small toothbrush is needed to clean it.

After helping your baby brush his teeth, he can wipe his teeth with a small gauze or towel to make sure that there are no white, soft attachments on the surface of the teeth. If the yellow tartar can be wiped out, it means that it has not been completelyClean.

  7How to better stabilize baby teeth?

  The first is to check regularly. When your baby’s appetite is getting worse or it is uncomfortable to bite something, you should pay attention to whether your baby is beginning to grow teeth.

From the age of 6 months, the dentist should be checked every 3 months, and the baby’s mouth and teeth should be checked to see if they are developing normally. Problems can also be dealt with in time.

If parents clean the baby’s deciduous teeth properly, they can be extended to 6 months to check the deciduous teeth regularly after getting permission from the dentist.

However, if there are other abnormalities in the process of teething, some gums swell and so on, etc., you should still ask the dentist to diagnose as soon as possible.

  The first is to carefully choose the teeth fixation device and pay attention to training your baby’s chewing ability.

Babies like to bite things at the stage of teething. In fact, the principle is the same as that of small animals that need to grind their teeth. The teeth fixer can not only train chewing ability, but also massage the gums.

When choosing a gear holder, as long as it meets the relevant national standards and passed the safety inspection, most of the products can be purchased with confidence.

  However, the teeth fixer is a toy that lets your baby put it in your mouth, so you must pay attention to whether the color will be replaced and whether the edges are smooth to prevent the baby from swallowing the paint on the surface of the toy or causing a cut in the mouth.

In order to prevent the baby from eating bacteria, don’t forget to disinfect the teether often. You can wipe it with alcohol or soak it in mouthwash, and then rinse it with boiling water to achieve a good sterilization effect.

Make a score, even more beautiful without makeup_1

Make the scores more beautiful without makeup

The effect of applying fat powder is too short, and it is far less lasting than that of health care. First of all, it is necessary to adjust physiology to win the beauty of beauty.

It can be seen that today’s work rhythm is extremely fast and everyone’s pressure is bursting. Whether it is a folk master or a makeup brand, skin care and body care are increasingly being combined, and emotional hints are inseparable.

Yes, as long as you do 3 points of recuperation, 2 hints and 1 kind of maintenance, you may win the score.

  3 points is the balance of health and beauty. TCM said: “Balance health, health is not solely determined by a certain factor. Only nutrition, movement, environment, yin and yang, psychological and other factors have reached a balance, and health can be truly guaranteed.

Yuxi’s vitality water Ganoderma lucidum conditioning liquid (balance) 200 yuan KENZOKI Qinliang day cream 640 yuan Herborist counter-time constant beauty firming neck mask 260 yuan beauty photo transfer: the same principle of skin health, only to achieve a balanced state, can present a perfect look.
To recuperate the skin, you must learn how to balance with Chinese medicine. How about the three rules: 1. Moderate: neither, nor worse.

Both the body and the skin need nutrition, but not the better.

As the saying goes, “Nothingness tonic”, when the skin is in an unstable state, do not “feed” a lot of nutrients in a brain, but to adjust to a healthy and balanced state, and then give essence and nutrients.

  2. Harmony: Chinese medicine pays attention to the coordination and unification of various health factors.

As the saying goes: skin is the mirror of the body.

If your body is not good, your complexion will not look good.

This is why many people suddenly have acne, but the skin care products used wildly have not improved, in fact, it is caused by heartburn or stomach fire.

  3. Stability: TCM preferences develop steadily, and do not fluctuate.

Don’t change seasons and replace your maintenance goals, don’t see what the main season pushes, just swarm to whiten or fight against age.

Listen to your skin’s needs.

The basic moisturizer should be adhered to, and functional skin care products should be added step by step.

Be sure to stick to your budget in order to give the skin a fit and see the results.

  Baja Flower Essence (Antidepressant) SUPREME AUPRES Eye Revealing Revitalizing Lotion 420 yuan CHANEL luxurious extract rejuvenating facial mask 2035 yuan beauty photocopying: the pressure is indeed the skin is loose and dry, dull and not angry, this need not be scientifically provedYou can see it in the mirror.

At the same time, stress is also recognized as the culprit for expression lines and wrinkles.

To drive away stress, self-suggestion is the most important.

  1, keep happy and easy: the best way to beauty is to keep smiling, this is not a double slogan, but the fact.

If you can maintain a pleasant attitude while maintaining your skin, your skin will absorb skin care products better.

Because the skin resists absorption under stress, in order not to spend money on silver, be sure to enjoy the process during skin care, not frown.

  2. Belief and self-confidence: How strong is the energy of self-suggestion?

It’s hard to prove.

But it turns out that if you keep thinking “I want to be beautiful” in your head, it’s hard to think of not being beautiful.

I believe that the bottle of lotion or cream with my hand is the “fairy water” that can save the skin’s doom. It will not let you down.

In addition, believe in yourself is the only beauty in the world.

  Simple and happy way of beauty. 1, bubble hot water bath can become beautiful. Bathing is one of the easiest ways to promote metabolism. By repeatedly bathing at high temperature, it can promote the contraction of blood vessels, stimulate sweating, and greatly reduce skin beauty.
If you want to lose weight, it is also applicable. Take a bath for 3 minutes, take a rest for 5 minutes, and then take a bath. Repeat this 3 times, and you will unknowingly consume high energy, which is equivalent to jogging 1,000 meters!

In addition, taking a bath can also promote the renewal of the skin’s old horny skin. A little gentle body scrub will make the skin smooth and delicate.

  2. Whether the circulation of lymphatic fluid and blood in the body is smooth twice a day for massage and detoxification, which directly affects the body and skin’s elimination speed of toxins.!!

Each brand has its own unique massage technique, but it doesn’t really need to remember that much.

However, it is not absolutely simple to offset. If you have gone to the beauty salon for a massage treatment, it does not prevent you from thinking about it. The beautician’s massage gestures are performed from the end to the heart.

This “pleasing massage” is very helpful for promoting lymph and blood flow, can promote metabolism, and accelerate the elimination of toxins.

  3. If you are busy at work, supplement your vitamins, you all know the reason for beauty skin conditioning from the inside out. However, women who are busy at work cannot cook a soup every day, balance their diet, and exercise regularly . Therefore, doctors recommend that vitamin supplementation is the most important.Simple and effective way.

People who often stay up late and work overtime really get older very quickly, so supplementing the vitamin B group becomes very important.

In addition, maintenance is also welcome to join Vitamin C and Vitamin A. If the concentration is sufficient, you will not see the signs of aging caused by busyness, which will quickly appear in your body.   Shu Uemura Sakura Cleansing Oil 300 yuan Biotherm Vita Vitality Body Fragrance 420 yuan Jiabei poet natural botanical soap 148 yuan One kind of maintenance of free radicals is always the key The doctor said: “In a fast-paced high-stress society,Stress, busy life, skin has entered a sub-health state.

What is it that keeps us away from health?

The answer is: free radicals.

L’Occitane Shea Butter Soothing Essence Lotion 350 RMB Opel Opal Brightening Multi-Whitening Liquid 400 RMB Lancaster Portable Sunscreen SPF25 190 RMB Photocopy: As the largest part of the human organ area-the skin, free radicals attack natureIt is inevitable.

Medical research shows that 80% of skin aging is caused by “free radicals” in the environment.

  1, anti-pollution: harmful gas and particles, second-hand smoke and other residues, once left on the skin surface, will invade the skin, destroy the epidermal layer, and accelerate the loss of skin moisture.

Once the epidermal layer is damaged, the skin can be irritated or infected, causing various skin problems.

Therefore, in the city, anti-pollution and isolation of harmful gas has become more and more important.

  2. Antioxidant: Do you also find that no matter how you care, your complexion just doesn’t get better; you take good care of the sun, but your skin is always dull; your face is gradually rough and collapsed, and the pore problem is always difficult to solve;It is difficult to balance, it is always dried pesticides, but it also produces serious oil.
In fact, all this is due to “free radicals” playing tricks!

Persistent use of targeted anti-oxidant skin care products every day to better absorb the skin and achieve the best anti-free radical effect.

  What is TIPS? Free radicals can be called the “enemy” of human health. Since free radicals are always waiting for machines to find molecules that can be combined, they will cause damage to the body’s cells. After the phospholipids on the cell membrane are destroyed by free radicals,Cell membranes can be damaged, and free radicals can attack proteins and nucleic acids inside the cell, and even change DNA.

The continuous accumulation and destruction of cells will cause the degeneration of tissues, temporarily disable organs, or produce permanent functional decline.

Eventually it can lead to aging and disease, or a “sub-healthy” state.

Do not shave immediately after getting up!

Do not shave immediately after getting up!

Most men shave every day to keep their faces clean and radiant, but time constraints often make many people careless.

  Health experts from the well-known British cosmetics brand Dove recently reminded everyone not to get busy in the morning to shave, it is best to wait for a press before cleaning.

  Do Daven’s health experts make sense?

The reporter interviewed Professor Li Bojian from the Department of Dermatology, Guang’anmen Hospital, China Academy of Chinese Medicine.

Professor Li explained that it is really not necessary to shave in the morning, otherwise, a new beard may develop in the afternoon.

It is best to shave 20 minutes after getting up to keep your face clean all day.

  This is mainly due to the strong reproductive function and rapid growth of beard after a night’s rest when you get up.

After 20 minutes to half an hour of consumption, the male hormone in the male body is not so strong, and the growth rate of the beard is reduced. At this time, if you shave again, it will not grow quickly.

  Professor Li also reminded everyone to wash his face with neutral soap before shaving.

If there is dirt and dust on the skin and beard, once the razor irritates the skin or slightly hurts the skin, the dirt will cause skin infection.

After washing your face, apply a hot towel to your beard or apply a soft beard cream to soften your beard.

  After a while, apply shaving cream or soap to help the beard cut the beard and relieve skin irritation.

When shaving, the skin should be tightened to reduce the distortion of the razor running on the skin and avoid breaking the skin.

Especially for older or thin people, the skin is prone to wrinkling, and the skin should be tightened to maintain elasticity and a certain support.

  The order of shaving is: from left to right, from top to bottom, first smooth the pores, then shave against the pores.

After shaving, wipe the foam with a hot towel or wash it with warm water to check if there is any beard stubble.

  In addition, Professor Li reminded to avoid shaving before and after exercise, because the body will sweat a lot at this time, irritating the skin that has just been shaved and creating a burning sensation.

Three ways to help office workers stay away from insomnia

Three ways to help office workers stay away from insomnia

Although sub-healthy insomnia is not a disease, poor long-term sleep quality can lead to decreased immunity, loss of energy, accelerated aging, and severe deterioration of memory.

In fact, painful sub-healthy insomnia is not impossible to treat and prevent.

Experts have suggested three ways to ease this pain.

  Trick one: Develop a good habit of rest and try to wash up and go to bed at 10 o’clock in the evening. If you really need to go to bed at two or three every night, don’t lie on the bed in the morning.

Go to bed early and get up early every day. Only with this persistence can good quality sleep return to us.

  Trick number two: Create a good night’s sleep Select your bed and pillow carefully.

Experts point out that the spring mattresses that white-collar workers usually prefer are actually not good for sleep. If they are good for the body, it is better to use wooden beds.

If you want a spring bed, don’t choose too soft.

In addition, pay attention to the height of the pillow. Scientific pillow height should be 6-9 cm.

In addition, do not place a ticking alarm clock in the bedroom. An electronic clock is suitable for the bedroom.

  Trick number three: The use of conditioning food therapy, pure natural food, is a magic weapon for treating sub-healthy insomnia.

Natural foods such as lily, lotus seeds, jujube, lotus root powder, mulberry and so on all have a calming and calming effect. You can usually eat more similar foods.

How can I quickly gain muscle -_1

How can I gain muscle quickly?

It seems unbelievable now that I gained nearly 100 pounds in the first 4 years of training (1 pound ≈ 0.

45 kg) of muscle, and this result was achieved in a 5,000-person seaside town in northern Norway that can only fit two beds in a “gym”.

  I weighed more than 130 pounds at the age of 16 in 1990. After four years of practicing with the simplest equipment in that humble gym with my brother, I gained 225 pounds.

I always firmly believe that as long as I have a scientific and reasonable training plan and can persist in hard and tenacious training for a long time, my muscles will grow rapidly.

  First, hard training I was a football and ski jumping enthusiast before 16 years old.

After starting bodybuilding training, she gained 25 pounds in her first year.

Maybe my body is good for bodybuilding, so even if the movement is not standardized, it is easy to grow muscle.

For the next 3 years, I developed the “Fast Muscle Mass Program”, strictly following the principle of thorough recovery from hard training to achieve muscle gain, and I added 70 pounds of muscle.

  I was able to gain muscle fast, first of all thanks to the many fitness knowledge I have accumulated from various bodybuilding magazines, and also to my idol Arnold Schwarzenegger and his movie “Pump Iron”.

  Although I live in a small town in a remote area of Norway, I often try to use the techniques, methods and principles taught by magazine bodybuilders and celebrities in training.

I often like training with alkaline weights because I grow faster than my peers and have grown stronger.

Because the gym is very small, I can only use two lengths for barbell brackets when squatting, the other will not use other methods.

It wasn’t until I saw Arnold doing a squat on a barbell stand in the movie “Iron Mercury” that I had a “barbell stand.”

  Norway has a cold climate, and I warm up for 10 minutes before each training session to ensure that my nerves and muscles are fully mobilized.

In addition, I have to work as a parent while training because they do not support me in bodybuilding.

Those who think that lack of good environment and equipment can’t practice bodybuilding need not worry. I think the conditions and equipment you have must be better than mine.

  Second, the first 4 years of army bodybuilding training using the “Pyramid” method are mainly to strengthen yourself as soon as possible, and to have muscle blocks like Arnold Schwarzenegger as soon as possible, while also taking into account the muscle formation of various parts of the bodyDevelopment of proportion.

  Because I am young and move faster in the early days, I am more willing to use a slower speed at that time. At that time, the training of the number of assists had a good effect on increasing the muscle circumference. Now it is not my method of using high-quality muscles.

I think that the number of boost training should be controlled, and the intervention should be used in the last few times of each group, and it must be done as hard as possible at the end of each group. Pay more attention to the pressure on the muscles andAvoid injuries.

  At that time, in addition to muscle shaping exercises (such as chest clips and concentrated curls, etc.), I mainly used Wade’s pyramid training method to gradually increase the stimulation of muscles and obtain rapid muscle growth, that is, the weight must be increased in groups.The number of times gradually decreases.

In this way of training, at the beginning of each exercise, I first warmed up the muscles with a lighter weight and a higher number of times, and then increased the weights group by group until the maximum weight was reduced, and in the “tower group” ICan do it safely 4-6 times.

  I think the combination of higher numbers (12-15) and low numbers (4-6) can create high-quality and strong muscles.

I started using the Pyramid Training Method at the age of 16 and now I often use it.

  Third, the strength of the Norwegian style. I especially like the words Arnold said: “If you want to be a champion, you must torture and break through the obstacles on the road.

“With his encouragement, no matter how bad the conditions are, I also use high-intensity training.

I often do some forcings, and I use training with descending group numbers, and occasionally I use super high intensity to do training that can really shake the muscles.

  If you like, you can also try crazy and shocking training, just occasionally (every 2 months for each body part), and have sufficient recovery time (1 week).

For the shock training I carried out earlier, I can do 30 sets of pull-ups with different grips or deadlifts with heavy weights.

On the youth training day, in order to shake the muscles, I can do 20 sets of barbell curls, sometimes even counting the number, until the muscles are exhausted.

I think that although shocking training is difficult to recover, it is faster and more effective for muscle growth.

  To take advantage of high-intensity training, you must also have a training partner that is consistent with your hard training.

During my high-intensity training on my legs, my training partner was unwilling to train with us because of fear of pain, such as causing injuries or other things.

Later I thought that he didn’t want to train with me because I did better than him, or that I could tolerate more pain and suffering than him.

Thanks to pain and pain for their “love” for me, the tenacity of willpower always allows me to surpass the obstacles of pain and pain, and thus become an excellent bodybuilder.

  Fourth, find the most suitable training method “Quick muscle building program” was used when I was 17-20 years old, this program can also help many novices to avoid mistakes in training.

It allows the muscles to have sufficient time to recover after high-intensity training. Following the training schedule of my first year, I practiced 4 times a week and 2 times a week for each body part. Each training only stimulated the muscles with moderate intensity, limitingThe amount of exercise, only 2 exercises per part.

When I need to increase the intensity to increase the amount of exercise, I only need to train one main body part at a time.

This means training 5 times a week, and with the exception of the calf and abdominal muscles, only 1 body part is trained once a week.  It should also be noted that even when I was only 17 years old, I did not have any details.

For example, many experienced bodybuilders only do 3 to 4 sets of exercises for the legs, but the legs are not a small area like the lateral head of the deltoid muscle. The biceps femoris is much larger than the obese biceps.If there are at least 10 sets of exercises for the biceps, why not do more than 10 sets of exercises for the biceps?

!!

At the same time, I have never overlooked the training of the trapezius and deltoid muscles.

Fang Jie: Chuang Ning Fang for the treatment of hypertension

Fang Jie: Chuang Ning Fang for the treatment of hypertension

Chronic bronchitis is a cough, asthma, phlegm, and other complications.

Its main pathogenesis is qi deficiency, blood stasis and phlegm resistance, and the main treatment methods are tonifying qi, promoting blood circulation, removing blood stasis, resolving phlegm, cough, and asthma.

  Composition: 6g ephedra, 10g fried almond, 10g aster, 10g coltsfoot flower, 10g schisandra, 10g baibu, 10g earthworm, 15g astragalus 15g, radix paeoniae 15g, peach 10g, 15g salvia, 10g epimedium 10gPhlegm, cough, and asthma Indications of chronic bronchitis, coughing, expectoration, prolonged wheezing, pale or obscure complexion, fatigue, fatigue, lack of gas, lazy tongue, pale or purple spots, white or greasy fur, fine or slow pulse.

  Usage 1 dose daily, decoction.

  In Fang Jiefang, Mahuang Kaixuan lung qi, combined with almonds, is a medicine for reducing lung qi, relieving cough and asthma.

Ephedra has a central antitussive effect, especially when the bronchus is contracted distally.

Almonds contain bitter almond starch, which is effective in relieving cough and asthma.

Aster and coltsfoot flowers have a short-term moistening effect on the lungs and qi, soothing phlegm and relieving cough.

Aster is focused on expectorant, butterbur flower is good at coughing, so the two medicines are often used in combination.

Schisandra can astringent lungs and nourish yin, and it is mostly used for those with chronic cough and asthma.

It is said that Baibu Runfei Jiangqi Cough has an inhibitory effect on Staphylococcus aureus.

Dilong salty cold into the lungs, pass through the active channels, relieve cough and asthma.



Tao Ren Huoxue Huayu, can eliminate blood stasis and relieve cough and asthma.

Salvia miltiorrhizae is good at removing blood stasis and promoting blood circulation, can improve the gas dispersion of the alveolar capillary network, improve the blood circulation and the lung’s Xuansu function, and make the sputum easier to discharge.

Epimedium replenishes kidneys and replenishes qi, which is beneficial to the reduction of lung qi. Combined with various medicines, the effect of replenishing qi, promoting blood circulation, removing blood stasis, resolving phlegm, relieving cough and relieving asthma.

  Addition and subtraction if perspiration produces bad wind, easy to catch cold, and those with weak lung qi, should re-use 30g of Radix Pseudostellariae Radix, 15g of Huangchao Atractylodes, spleen and invigorate qi, and lessen windproof 6g to walk the table.

If there is less appetite, it will be diarrhea or diarrhea, and those with weak spleen will add 15g fried atractylodes, 15g of Poria, 15g of fried yam, 10g of fried lentils, 10g of fried Coix seed to enhance the power of spleen infiltration and dampness.

If the wheezing is long, the wheezing will be very short, and the gas will not continue. If the kidney is weak, add 6g of toad and 15g of walnut meat to enhance the effect of tonifying kidney and qi and asthma.

If the phlegm is thin, chills and heavier phlegm, add 10g of dried ginger, 3g of asarum, 10g of white mustard, warm the lungs and reduce phlegm.

If the sputum is thick and yellow, cough is unpleasant, and the person with severe phlegm is hot, add 10g of Scutellaria baicalensis, 15g of Houttuynia cordata to clear heat and reduce phlegm; dry stool, add gardenia 6g, rhubarb 6g (below), hardRelieving laxatives can help relieve lungs, cough and relieve asthma.

If the chest is full and suffocated, the sputum is multi-colored, the moss is white and thick, and the phlegm is too rich, add 10g of Pinellia ternata, 10g of Magnolia officinalis, and dry the phlegm.

Those who have a few coughs, little sputum, and little moss, 15g of Ginseng, 15g of Ophiopogon, 10g of Lily, 10g of Yuzhu, nourish the lung and yin.

If the tongue is dark, or there are ecchymosis, and the signs of blood stasis are obvious, add 15g of red chrysanthemum and 15g of Polygonum cuspidatum to enhance the effect of promoting blood circulation, removing blood stasis, and cough and asthma.

Tighten skin from the beginning_1

Tighten skin from the beginning

When you first notice the light lines on the corners of your mouth in the mirror, you should start paying enough attention to it.

Because once the decree is created, it is very difficult to eliminate it. Let it be eliminated at the beginning.

  First, maintenance is the first anti-wrinkle product. Nowadays, hot medicine-like peptides, as well as many anti-aging ingredients that can promote skin collagen regeneration, such as vitamin A, polyphenols and plant extracts, can make the skin fromThe bottom of the skin begins to proliferate with collagen and fibers, making the inside of the cell appear to be “filled up”, thereby supporting the outer depression.

Sisley’s Anti-Wrinkle Revitalizing Serum is one such product, and it was particularly prominent at its press conference that it can eliminate the most difficult to remove the wrinkles.

  In addition, many eye masks containing peptides or collagen are also a good helper to eliminate the wrinkles. If your wrinkles are heavy, apply a meniscus-shaped eye mask to the wrinkles and let them “work” locally.Crease lightens.

  Second, massage effective daily skin care must be lifted in order to eliminate the wrinkles. In addition to using the right product, you also need daily massage with skin care.

Don’t underestimate the power of a few moves. Perseverance can bid farewell to the old lines.

If you are worried about the law visit, young girls with a lot of expressions should use massage to prevent it, saving money and being effective.

  Step1 Put your palm against your face, draw a large circle from bottom to top, and gently push your ears.

This action can give elasticity to slack skin.

  Step2 With both hands and fingers against the person, slide from the center to the outside.

  Step3 Slide your finger downwards and upwards from your lips, just like pulling the corners of your mouth up. This can prevent sags and fine lines around your lips.

  Step4 Close your fingers, slide your hands from your chin toward your ears, and lift up the contour of your entire face.

  Step5 Use the thumb and forefinger to insert the order lines from bottom to top, gently pinch the skin surface, repeat 3?
5 times.

This action can stimulate the surface tissue of the skin and gradually smooth the wrinkles.

  Note: The distance between thumb and forefinger is 0 when pinching.

5?
1 cm, the force of the finger should be perpendicular to the wrinkles.

  Third, facial expression exercises to make facial muscles tighter to do facial exercises can increase the elasticity of facial muscles.

Preventing the appearance of decree lines makes sense as if going to the gym to exercise can make the body firmer and more curved. The expression exercise is a “pilates” exercise for facial muscles.

The three muscles associated with the law pattern are the upper lip boxer, jawbone, and smile muscles that are distributed around the cheeks and mouth.

If you want to exercise, there are certain priorities.

  Step1 Exercise Humerus A1.

Press the highest point of the sacrum with the index fingers of both hands and pronounce the letter “O” to exercise the tibia muscles.

  2.

Still using the same action, instead of saying “wow”, the face spreads out as if laughing, and you can obviously feel the firmness of the face.

Do both steps 30 times.

  Step2 Exercise the humerus muscle B 1.

The middle finger is pressed on the middle part of the person, the index finger and ring finger are pressed on the decree, and the sound of the letter “O” is issued.

  2.

Keep the same movement of the hand, and change the sound of the letter “E”, and try to open the mouth to both sides, but don’t use too much chin.

Do both steps 10 times.

  Step3 Exercise the upper lip fist muscle 1.

In the human body, the downward gradient is applied. The index fingers of both hands are placed on the sides of the nose. The mouth is in the shape of the letter “O”. The decree pattern from the nose to the corner of the mouth will feel “lifted”.

  2.

The mouth maintains the “O” shape. When you extend your hand to the lowest end of the decree, the muscles will feel a downward extension, which can improve the decree of the mouth to the chin.

  Step4 Exercise Laughing Muscle 1.
The letter “E” is pronounced, and the corners of the mouth are raised upwards at both ends.

At this time, the upper lip should cover the upper teeth and continue to make a “laugh” expression. When the corners of the mouth are tilted to both sides, the laughing muscles can be exercised.
  2.

Maintain the movement of the letter “E”, and then protrude the chin forward, and lift it slightly from bottom to top.